Alternative financing for people with low and evolving credit

With Zibby’s lease-to-own program, you can lease the things you want today and pay for it over time. Best of all, you will only pay $45 today at checkout (plus delivery, taxes and any non leasable items). Even better, pay the same as the cash price if you buy it out within the first 90 days (plus the $45 first payment). Applying takes less than a minute and it won’t impact your FICO score!

Get pre-approved now

Get pre-approved

Complete Zibby’s quick application by clicking the button below and receive an instant decision.

Go Shopping!

Select the items you want within your Zibby spending limit.

Checkout with Zibby

Zibby buys the items you want and leases them to you by setting you up on recurring payments.

Pay over time

Plus, if you pay off your items within the first 90 days, you’ll pay the same as you would have from day one (plus the $45 first payment).

After checkout

Lenovo will ship your order and send you a confirmation email with tracking information. Zibby will also email you a copy of your lease agreement and will remind you of your upcoming payments.

Have a question?

Zibby and Lenovo are always available to help. Check out Zibby’s FAQ or call (833) HiZibby (449-4229).